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we believe that everyone deserves a future that is secure, stress-free, and protected. We are more than just an insurance agency. We are your trusted partner in financial security, offering a range of tailored insurance solutions designed to safeguard you and your loved ones from life’s unexpected challenges. From final expense and health insurance to Medicare and critical illness coverage, we have you covered every step of the way.
Planning ahead for end-of-life expenses is a vital step in ensuring that your loved ones are not overwhelmed by financial stress during an already emotional time. At Sensible Planning Consulting Services, we offer Traditional Burial and Cremation Insurance policies designed to meet your final wishes with care and consideration. These policies provide the peace of mind that comes from knowing the costs associated with funeral services, burial, or cremation will be covered.
Our plans are tailored to:
Lock in affordable rates early, protecting you from rising costs in the future.
Offer flexible payment options to suit your budget.
Allow customization of your policy based on your personal needs and preferences.
Whether you need life insurance depends on your personal situation and financial goals. Here are a few factors to consider
The funeral home you select is responsible for all aspects of the planning process, including:
The funeral home you select is responsible for all aspects of the planning process, including:
The funeral home you select is responsible for all aspects of the planning process.
Separate from the funeral home, the cemetery manages the actual burial process,
Both the funeral home and cemetery offer options to prepay for services, although these payments depend on the entities you choose.
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Whether you only need coverage to a certain age or a guarantee that can last a lifetime, you can select the guarantees
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Planning ahead for a Traditional Burial ensures that your family is not burdened with unexpected financial and logistical challenges during an emotional time
Ensures that your family won't bear the full financial burden of your funeral and burial costs.
How does life insurance pay out?
What is the average life insurance cost?
Add up the financial resources your loved ones already have.
Allows you to plan and pay for your funeral and burial in advance, providing peace of mind for you and your family.
Receive exceptional service that you expect and deserve.
Raising a family
Customize the Length of Your Guaranteed Death Benefit
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Traditional Burial Insurance is a policy designed to cover the expenses associated with a funeral and burial, including both funeral home services and cemetery costs.
It covers two main parts: services provided by the funeral home (such as paperwork, coordination, and ceremony arrangements) and the cemetery’s charges for the burial or interment.
There are many answers to the question of why is life insurance important. But by and large, the most important one is ensuring your family’s financial security and peace of mind. If anyone depends on your income, they would most likely struggle if you were to pass away. That’s why life insurance is so important to have. There are different types of life insurance policies, but essentially they all pay cash to your loved ones when you die. Money from life insurance can be used to cover daily living expenses, a mortgage or rent payments, outstanding loans, college tuition and other essential expenses.
Yes, you can prepay for both the funeral home services and cemetery fees, but payment plans will vary depending on the funeral home and cemetery.
Some cemeteries may require full payment upfront for prearranged services, but this depends on the cemetery's policies.
Without burial insurance, your family may be responsible for covering all funeral and burial expenses, which can be financially burdensome during a difficult time.
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